Growth over time
Year by year
| Year | Age | Credited | Annuity value | Taxed yearly | After tax if cashed out |
|---|
Want real numbers for your situation?
Brian will pull current rates from top-rated carriers and walk you through an official illustration. No cost, no pressure.
Hypothetical illustration only. These figures assume a steady rate every year and are not guaranteed, except for a fixed annuity's guaranteed rate for its stated term. Fixed indexed annuity credits depend on index performance, caps, participation rates and spreads, which the carrier can change. Premium bonuses may come with vesting schedules or lower credited rates. Withdrawals above the free amount during the surrender period can trigger surrender charges and market value adjustments. Gains are taxed as ordinary income when withdrawn, and withdrawals before age 59½ may carry a 10% IRS penalty. The income payout rate is an assumption, since actual payout rates depend on age, product and carrier. This is not a carrier illustration and not tax advice. Always review the carrier's official illustration before purchase.