Term vs. permanent life insurance: how to choose
Not sure if you need coverage for 20 years or for life? This plain-English guide breaks down both side by side, with a quick checklist to see which way your family leans.
- What term and permanent coverage are each built for
- A side-by-side comparison: how long, cost, cash value, watch-outs
- Why many families use both, and how that works
- A needs checklist and simple coverage math you can do at the kitchen table
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Two pages. No jargon.
Page one explains term and permanent coverage and compares them side by side. Page two is a checklist you can fill out in a few minutes, plus simple "DIME" coverage math and the questions worth asking before you buy anything.
It's written by Brian Walker, a licensed independent agent, so you can make a confident choice whether or not you ever work with us.
Brian Walker | Walker Agency LLC | CA Lic. #4454050
Educational information only, not financial, tax or legal advice. Coverage is subject to underwriting and insurer approval. Features, riders and eligibility vary by policy and state.
Licensed in CA, AZ, TX, OH, SC and WA. Products and availability vary by state.
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