Protect your new home and the family in it.
Mortgage protection life insurance can help your family keep paying the mortgage, or pay it off, if you pass away. Brian explains your options in plain English and shops multiple carriers for you.
- No-cost review
- No pressure, no obligation
- Independent local agency
Get your free quote
Step 1 of 2Life insurance built around your home
Mortgage protection is life insurance that can help your family pay the mortgage if you pass away. The benefit is paid to the people you choose, not to the bank, so your family decides how to use it: paying off the loan, keeping up the monthly payments, or covering other bills.
It's often a good fit if you:
- Recently bought or refinanced a home
- Want your family to be able to stay in the house if something happens to you
- Want coverage that lines up with the years left on your loan
- Want the benefit to go to your family rather than your lender
Living benefits: some policies can include optional riders that may let you access part of the benefit early if you're diagnosed with a qualifying illness. Whether they're available, and how they work, depends on the policy and your state. Brian will walk you through it.
How much would cover your mortgage?
Example numbers are filled in. Change them to match your loan.
Three simple steps
- 1Free reviewA short call or Zoom about your home, your family and your budget.
- 2We compare optionsAs an independent agency, we look across multiple carriers for coverage that fits your loan.
- 3You decideBrian explains each option in plain English. There's no obligation to buy.
Mortgage protection questions
Is mortgage protection the same as PMI?
No. PMI protects your lender. Mortgage protection life insurance pays your family, so they decide how to use it.
Do I have to buy this?
No. Mortgage protection is optional and is not required to get or keep your home loan.
Does the benefit go to my mortgage company?
No. It's paid to the beneficiaries you name. They can use it to pay the mortgage or for anything else the family needs.
What are living benefits?
Some policies offer optional riders that may let you access part of the benefit early if you're diagnosed with a qualifying illness. Availability and terms vary by policy and state.
Do I need a medical exam?
It depends on your age, health and the amount of coverage. Some options don't require one. Brian will tell you upfront.
What does a quote cost me?
Nothing. Reviews and quotes are free, with no obligation.
Brian Walker | Walker Agency LLC | CA Lic. #4454050
Walker Agency LLC is an independent insurance agency, not affiliated with your mortgage lender or any government agency. This is an optional offer.
Mortgage protection is life insurance. Coverage is subject to underwriting and carrier approval. Policy features, riders and eligibility vary by policy and state. The calculator is an educational tool, not a quote or recommendation.
Keep your home in the family.
A free, no-pressure review takes about 15 minutes.