Life Insurance With High Blood Pressure

The short answerYes, in many cases. High blood pressure is one of the most common conditions insurers see. If it's controlled with medication and your readings are in a healthy range, you may still qualify for good rates. Uncontrolled readings, recent changes or related heart or kidney issues can raise the price. Underwriting decides.

What insurers usually consider

Your current readings and recent history
Medications and how long you've been stable on them
Age at diagnosis
Related issues: heart disease, kidney function, cholesterol
Other factors like weight and tobacco use

Tips before you apply

Take your medication as prescribed and keep follow-up visits.
Know your medication names and dosages.
Avoid caffeine and nicotine before any paramedical exam, and try to be rested.

Encouraging but honest

Controlled blood pressure is often treated as a minor factor. Every application is reviewed individually. Approval, the price, and the type of policy all depend on underwriting. You don't need a lot of money to protect your tomorrow, today.

Get your own number in about 3 minutes

Our free Family Needs Analysis walks you through it with your real numbers. No sign-up needed to see your result.

Start the free needs analysis See what you may qualify for

Related free tools

FAST calculatorSee where money leaks each month and what you could redirect toward protecting your family.Instant quoteGet a ballpark estimate in about 60 seconds. No SSN needed.Mortgage coverage calculatorStart with your loan balance and monthly payment.

Common follow-up questions

Does taking blood pressure medication hurt my rate?

Not necessarily. Controlled blood pressure on medication is often viewed better than uncontrolled blood pressure without it.

What if my reading is high on exam day?

It can happen. Underwriters often look at your history too. Let your agent know.

Can I get no-exam coverage?

Often, depending on age, amount and health.

Does high cholesterol matter too?

It can. Underwriters look at your overall heart-health picture.

Keep learning

Have a question we didn't answer?

Ask Brian. Good questions become new answers in the Learning Center.

Can I get life insurance with high blood pressure?